Credit Rating - Closed my credit cards

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Post Tue Sep 12, 2017 5:30 am

Credit Rating - Closed my credit cards

Hello,

Just a quick question around this, even though I have cleared my credit card debt, and closed the cards, in an effort attempt to prepare for a mortgage, my credit score has gone up, however on the report now it is showing a negative as

is this anything to worry about ? I know closing could possibly have a negative point, but im trying to show iv used cards in the past, paid them off, I am now closing them, as I want to prepare for a mortgage, and essentially not re-use cards.


I didn't find the right solution from the internet.
References:
https://forums.overclockers.co.uk/threa ... .18790040/
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Post Wed Nov 29, 2017 11:12 pm

Re: Credit Rating - Closed my credit cards

You're gonna get the mortgage, everybody has 30 cards in the toilet nowadays.
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